Holiday Phishing: It’s All About the Money
By Smart City Operations
As we prepare for the holidays, many of us comb through our loved ones’ Wishlists. Some of us contribute to charitable organizations. Cybercriminals typically get to work creating scams to undermine holiday-related generosity.
For example, an individual may receive an email with vague terms that intrigue recipients. The subject of the email could include terms like Remittance Summary. The body of the email contains a simple message: Find attached payment advice for remittance. Kindly revert and include a malicious attachment named Payment Advice. It gets worse; the sender’s email address may appear legitimate but spoofed, meaning it is not from the actual sender. If the recipient gets through the entire message and downloads the file, malware begins installing itself. The malware is designed to gather sensitive information. It can find personal data stored in a web browser, such as login credentials. It can also install a keylogger, which records every key pressed on a keyboard. This is destructive because it records what is typed and sends it directly to cybercriminals.
According to the FBI 2022 Internet Crime report, the top holiday-related scams are:
- Fake Online Stores or “Lookalike Stores”
- Missed Delivery/Non-Delivery Notification
- Gift Card Scams
- Fake Charities
- Phishing Emails or Texts
- Fraudulent Seasonal Jobs
We can all enjoy the holidays and protect ourselves by following these tips:
- Be extra careful reviewing emails that request financial information. If an email looks suspicious or contains unusual grammatical errors, immediately report it to your organization.
- Check the email address because cybercriminals often use emails similar to legitimate senders.
- Hovering, but don’t click. Hovering over links in an email allows you to see their destination. Avoid clicking if it looks suspicious.
- Before clicking any links or downloading attachments, verify the legitimacy of the sender and the content.
- If you receive an email from someone you don’t know, don’t open it.
Enjoy the holiday season, and share these tips with your friends and family.